MY MSN SPACES WITH LINKS FOR MY BEBO PAGE AND L.I.M PROF PLUS LOTS MORE :)

Big shouts to all ma friends , ive not been updating or even coming online that much lately so i thought i,d spend some time in tellin ya all whats been happenin :p

Well .. in ma last blog in may which ive deleted i wrote about a silly relationship i had been in and also of my holiday in Jamaica which was all a lille bit depressing for certain reasons lol .

I am still single  although i have met a few people outside of the virtual world but there pretty much in the past now to so im *SINGLE ladies!! Lol

Anyways im living back at home with my family atm , which is a lille stressful at times when im used to doing what i want etc , but i have been a really good boy in the last 3 months ive been paying all my bills lol :P  being well behaved @ home haha !

Seriously though , I am going down the gym about 4 times a week & I’m starting work tomorrow J yay , ur thinkin y am I happy but there’s a few reasons 1 is I’m skint lol and 2 is my dad owns his own business and I’m missing out an opportunity sitting at home on the dole , plus I want to earn my money rather than scrounge it .. is this really me talking lol.

Also my mum’s cum back from Jamaica last week which is quite cushdy cus she’s been there for 6 months , but she’s going back in 4 months time JL   hehe

Anyways ppl I’m gonna stop blog blabbing , hope ur all cool and things are going well & if ya f/m and single then message me anytime :P , no il be happy to hear from any off ya lovely bunch xxx

Also I’m updating all my pics and flash music vids and polls plus more so take a peak and tell me what you think , il do the same back J

Also I wanna start a group called *how crap is facebook* please answer !

Speaks to ya soon

J

Bank charges;

Well if your like me and waitin until January 07 for the high court test case, then you should be very careful.. as reported in msn money today 05/10/07 then you will see that all the banks are trying to get around this . if you are waiting for your charges back , for  direct debit bounces and o/d , s.

Then go to your bank today as you may find that they will slap on an enormous interest rate which you may not get around . banks will not refund any charges until the test case with OFT which is to be heard in January 08 , ask your bank to freeze all charges and interest rates immediately ( if your account is over £300 o/d it will be worth it and they are legally obliged to do this , ask for  account suspension until the test case or if you have a half decent  relationship then ask for an arranged overdraft of the amount of the charges (you will probably be charged interest @ the base rate which is nominal 3% approx . if your a Lloyds tsb customer then goto your bank TODAY , be demanding but assertive , and no your rights.

Dont let the greedy banks swallow your money !

Get advice from your local citizens advice bureau or a solicitor

Remember  the banks are running scared as there about to loose lots of money that they have stolen of us or made us look like bad debtors because of there greedy practices,

CREDIT CARD CHARGES WERE REDUCED TO £12.00 MAXIMUM AND YOU CAN STILL GET THAT BACK.

A direct debit costs the bank approx £4.00 maximum don’t let them get away with it , its legalised theft.

Ben