Bank charges;

Well if your like me and waitin until January 07 for the high court test case, then you should be very careful.. as reported in msn money today 05/10/07 then you will see that all the banks are trying to get around this . if you are waiting for your charges back , for  direct debit bounces and o/d , s.

Then go to your bank today as you may find that they will slap on an enormous interest rate which you may not get around . banks will not refund any charges until the test case with OFT which is to be heard in January 08 , ask your bank to freeze all charges and interest rates immediately ( if your account is over £300 o/d it will be worth it and they are legally obliged to do this , ask for  account suspension until the test case or if you have a half decent  relationship then ask for an arranged overdraft of the amount of the charges (you will probably be charged interest @ the base rate which is nominal 3% approx . if your a Lloyds tsb customer then goto your bank TODAY , be demanding but assertive , and no your rights.

Dont let the greedy banks swallow your money !

Get advice from your local citizens advice bureau or a solicitor

Remember  the banks are running scared as there about to loose lots of money that they have stolen of us or made us look like bad debtors because of there greedy practices,

CREDIT CARD CHARGES WERE REDUCED TO £12.00 MAXIMUM AND YOU CAN STILL GET THAT BACK.

A direct debit costs the bank approx £4.00 maximum don’t let them get away with it , its legalised theft.

Ben